Card Benefits Checklist
Chase Sapphire Reserve: Are You Using All $2,508 in Credits?
This card packs 13 separate credits and perks worth $2,508 a year combined — most cardholders use less than half. Check off what you're already using below.
Annual fee: $795
Earns: 8x all Chase Travel purchases, 4x flights/hotels booked direct, 3x dining, 3x other travel, 1x else
The Full Checklist
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CSR Annual Travel Credit ($300) $300/yr⚡ The hack Purchases covered by this credit don’t earn Ultimate Rewards points — so let it apply to your least-bonused travel spend first (parking, tolls, Uber, rental cars, all 1x) rather…
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Exclusive Tables Dining (H2) $150 remaining H2⚡ The hack Some Exclusive Tables restaurants are also enrolled in Rakuten Dining — link your CSR there before you reserve, and you can stack Rakuten cash back on top of the statement credit…Read the full strategy: Dining Credits Decoded: The Resy POS Trick and Stacking Rakuten on Top →
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StubHub/viagogo Credit (H2) $150 remaining H2⚡ The hack Click through Rakuten to StubHub or viagogo before you buy — the cash back stacks on top of this statement credit, so the same ticket purchase gets discounted twice.Read the full strategy: Dining Credits Decoded: The Resy POS Trick and Stacking Rakuten on Top →
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Apple TV+ & Apple Music $288/yr (activate in Chase app)
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The Edit Hotel Credit — Stay 1 of 2 ($250) $250 (Stay 1)⚡ The hack Filter for “Hotel Loyalty Program Eligible” when browsing The Edit — those specific properties let you earn points and elite-night credit in the hotel’s own loyalty program on top…Read the full strategy: Hotel Portal Credits: How to Use Them Without Losing Your Loyalty Points →
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The Edit Hotel Credit — Stay 2 of 2 ($250) $250 (Stay 2)⚡ The hack Same “Hotel Loyalty Program Eligible” filter as Stay 1 lets this booking earn hotel points/status too. Save this credit for a second trip — and if you need a placeholder, a…Read the full strategy: Hotel Portal Credits: How to Use Them Without Losing Your Loyalty Points →
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Chase Hotels 2026 Credit (IHG/Omni etc.) $250 (2026 only)⚡ The hack Same trick as The Edit: look for the “Hotel Loyalty Program Eligible” tag on these IHG/Omni/Virgin/Montage bookings — you still earn points and elite-night credit in that hotel’s…Read the full strategy: Hotel Portal Credits: How to Use Them Without Losing Your Loyalty Points →
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DoorDash Non-Restaurant Credit #1 ($10/mo) $10/mo non-restaurant
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DoorDash Non-Restaurant Credit #2 ($10/mo) $10/mo non-restaurant
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Lyft In-App Credits ($10/mo thru Sep 2027) $120/yr
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Peloton Membership Credit ($10/mo thru Dec 2027) $120/yr⚡ The hack You don’t need a bike or tread to use this. The cheapest tier — Peloton App One (no equipment) — runs $12.99/mo when billed directly at onepeloton.com (it’s $15.99 through the…Read the full strategy: Fitness & Wellness Credits: The Cheapest Way to Actually Use Peloton, Equinox, and Oura →
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DoorDash Restaurant Credit ($5/mo) $5/mo restaurantRead the full strategy: Dining Credits Decoded: The Resy POS Trick and Stacking Rakuten on Top →
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Global Entry / TSA PreCheck / NEXUS Credit $120 every 4 yrs⚡ The hack Apply for NEXUS instead of Global Entry — same $120 fee, fully reimbursed, but NEXUS also gets you Global Entry kiosk access and TSA PreCheck bundled in. And since CBP now lets…Read the full strategy: Global Entry / TSA PreCheck Credits: The NEXUS Swap and the Renewal Loophole →
Stop tracking this by hand
The Uncouch Potato tracks every credit above automatically — reminds you before anything expires, and shows exactly how much of your $2,508 you've actually used this year.
Track my Chase Sapphire Reserve benefits — free →